Safe Money Experts (“Company,” “we,” or “us”) respects your privacy and is committed to protecting it through this Privacy Policy. This policy outlines how we collect, use, and safeguard your personal information when you visit our website www.safemoneyexperts.com, interact with our services, or communicate with us.
By using our website or services, you consent to the data practices described in this policy. If you do not agree with any terms in this Privacy Policy, please do not access or use the site.
1. Information We Collect
We collect both Personally Identifiable Information (PII) and Aggregate Information.
Personally Identifiable Information: This includes data that identifies you as an individual, such as:
Full name
Email address
Phone number
Mailing address
Date of birth
Insurance or healthcare information
Other data voluntarily provided via forms, email, or consultation
We collect this information when you:
Request a quote or consultation
Submit a contact form
Schedule an appointment
Enroll in services
Communicate with us via email, phone, or other channels
Aggregate Information: We may automatically collect non-personal data such as:
IP address
Browser type
Referring/exit pages
Device type
Pages visited and time spent
Cookies (explained below)
This data is collected to understand how visitors use our website and improve our services.
2. How We Use Your Information
We use your information to:
Provide and manage insurance and enrollment services
Respond to inquiries and requests
Personalize your experience
Improve our website functionality
Comply with legal and regulatory requirements
Communicate with you about services or updates
Process transactions, if applicable
We may use anonymized aggregate data for analytical purposes.
3. Cookies
We may use cookies—small data files stored on your device—to:
Improve website performance
Understand usage patterns
Remember your preferences
You can adjust your browser settings to refuse cookies or alert you when they are being sent. Disabling cookies may impact your user experience.
4. Sharing Your Information
We do not sell, rent, or trade your PII to third parties. However, we may share your information with:
Licensed insurance carriers or partners to fulfill your enrollment or service requests
Trusted third-party service providers who support our business operations (e.g., IT, scheduling, or marketing)
Legal authorities, if required to comply with law, regulation, or valid legal process
Each third party is expected to uphold privacy practices aligned with ours, but we are not responsible for their actions.
5. Data Security
We take reasonable technical and organizational measures to protect your information, including:
Secure servers and data encryption
Restricted access to authorized personnel only
Use of reputable third-party platforms for forms and scheduling
However, no system can be 100% secure. We encourage you to take steps to protect your own information, such as using strong passwords and securing your devices.
6. Your Choices and Rights
You may:
Opt out of marketing emails at any time by clicking “unsubscribe” in our communications
Request access to, correction, or deletion of your personal data
Withdraw consent where processing is based on consent
To make any of these requests, please email us at EMAIL.
7. Third-Party Links
Our website may contain links to third-party websites, such as carriers or service providers. We are not responsible for their privacy practices. Please review the privacy policies of any third-party sites you visit.
8. Children’s Privacy
Our website and services are intended for individuals aged 18 and older. We do not knowingly collect PII from children under 13. If you believe we have collected data from a minor, please contact us so we can delete it.
9. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised effective date. Continued use of the site after changes are made indicates your acceptance of the updated policy.
10. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact: