• Select specific employees (or all) and include business owner as participants
• Provide incentives to reward and retain key employees
• Business Owner and Key Employees receive a valuable benefit
• Tax-deductible to the company as compensation (verify with your accountant)
• Simple to implement: no IRS approval required - I handle everything
• Potential for retirement income through tax-free loans and withdrawals
• Accelerated additional benefits in the event of a qualifying terminal, chronic, critical illness or critical injury
• Heirs can receive an income tax-free death benefit
2. Call me and ask these important questions: